Report|3 Sep 2026

Fidelity Financial Corporation Surveillance Report

Company Profile

  • Fidelity Financial Corporation (“FFC”, “Fidelity” or “the company”) is a privately-owned, $3.3 billion asset bank holding company headquartered in Wichita, Kansas. Founded by the Bastian family with a fourth-generation leadership, Fidelity has multiple decades of operating history focused on its relationship-based community banking model. The primary subsidiary, Fidelity Bank, National Association (N.A.) (“the bank”), operates in Wichita, Oklahoma City, Tulsa, and Kansas City, supported by a network of 17 branches and several LPOs.
  • FFC remains committed to its strategic mandate of maintaining a balance sheet of approximately $3.3 billion, prioritizing profitability improvement and enhanced operating efficiency over balance sheet growth.
  • The bank maintains a commercial-centric lending profile, with commercial loans comprising 66% of the total loan portfolio. Investor CRE represents the largest segment at 44% of total loans, followed by…
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