Press Release|CMBS

KBRA Places All Ratings of Salus (European Loan Conduit No.33) DAC on Watch Developing

19 Dec 2024   |   London

Contacts

KBRA places all ratings of Salus (European Loan Conduit No.33) DAC, a single-borrower transaction, on Watch Developing. The Watch action is due to the loan’s impending final maturity date in January 2025. The borrower, Brookfield Asset Management (BAM), has marketed the asset for sale but may instead recapitalise the asset. At this point, it is not known whether BAM will be able to pay off the loan at its upcoming maturity or if a further extension will be required.

The transaction collateral is a single, limited recourse, first lien mortgage loan secured by the borrower’s freehold and long leasehold interests in City Point, a 705,356 sf office building on Ropemaker Street in the City of London. Based on the October 2024 Quarterly Investor Report, the occupancy was 88.3% and is expected to increase to 95.0% upon the commencement of a new lease for level 6, an increase from 82.4% at KBRA's last review. The resulting contractual rent is expected to increase 18.6% to £36.8 million from £31.0 million at KBRA's last review.

The current total senior debt balance is £367.5 million (£521 per sf). There is also £91.9 million of outstanding mezzanine debt that is held outside the trust. The floating-rate loan had a three-year initial term with two one-year extension options, resulting in a fully extended maturity date of January 2024. An amendment was executed in December 2023 that extended the final loan maturity date to 20 January 2025. The floating-rate loan has an annual interest rate of SONIA and a credit adjustment spread of 0.1193% plus a new margin of 2.50%. The current hedging agreement has a 2.50% strike and expires in January 2025.

KBRA will continue to monitor the transaction and loan performance and will seek to resolve or update the Watch Developing status within 90 days.

Rating Sensitivities

For a discussion of rating sensitivities please see the December 2023 surveillance report: Salus (European Loan Conduit No.33) DAC 2023 Surveillance Report.

Note: This release, dated 19 December 2024, was updated on 23 December 2024 to reflect: (i) updated analyst contact information.

To access ratings and relevant documents, click here.

Related Publication

Methodologies

Disclosures

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

There are certain issuers, entities or transactions rated by KBRA Europe or KBRA UK that may be or have relationships with Shareholders and/or Shareholder-Related Companies, as that term is defined in KBRA’s Shareholder and Shareholder Related Companies for KBRA Europe and KBRA UK Policy and Procedure. Relevant disclosure information may be found here.

About KBRA UK

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider. Kroll Bond Rating Agency UK is located at 1 Connaught Place, 2nd Floor London, England.

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