Customers Bancorp, Inc. (NYSE: CUBI, or “the company”) is a $26 billion asset BHC for Customers Bank (“the bank”). CUBI is domiciled in West Reading, PA, and operates seven bank branches plus several limited purpose offices in various regions of the U.S.
Key elements of the bank’s strategy center on AI, automation and technological development and deployment, network payments (internally developed cubiX payments platform), organic balance sheet growth, diversifying the bank’s deposit base, maintaining existing capital levels, and driving relationship-based loans and deposits.
The bank’s loan portfolio remains positioned towards commercial lending, including several specialized loan verticals, such as commercial lender and residential warehouse finance, tech and VC finance, in addition to traditional C&I lending. The bank also engages in syndicated, equipment, and consumer finance. Multifamily loans constitute the largest CRE segment and are…
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