VyStar Credit Union (“VyStar” or “VCU” or “the credit union”) is a member-owned state-chartered credit union headquartered in Jacksonville, FL, and is the 13th largest credit union with $14.7 billion in total assets. VCU serves almost a million members operating 80+ branches from Central to North FL and Southeastern GA with planned expansion into the FL Panhandle, the vibrant Atlanta GA market, along with opportunistically dipping into M&A to expand its footprint (121 Financial; $709 million assets closed in March 2024). VyStar is a Low-Income Designated credit union and is also certified as a Community Development Financial Institution (CDFI).
The credit union’s wholly owned credit union service organization (CUSO) subsidiary, VyStar Financial Group, LLC, provides insurance products and title insurance and holds non-member loans. VyStar Investment Services ($1.6 billion AUM as of 2H24) provides wealth products and services to its members as well as…
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