UK Buy-to-Let Sector: Changing Dynamics Webinar Recap
KBRA hosted a webinar on 24 September 2026 examining changing dynamics in UK buy-to-let (BTL) mortgages and residential mortgage-backed securities (RMBS). Gordon Kerr, KBRA’s European Macro Strategist, moderated a discussion that included mortgage lending and investment market participants and Kali Sirugudi, Managing Director in KBRA’s European RMBS team. Gordon’s opening remarks noted that the UK buy-to-let market is undergoing a period of change, as landlords navigate a shifting regulatory environment and changing refinancing conditions. The discussion then turned to what these developments mean for the mortgage and securitisation markets, building on themes explored in KBRA’s recent report, UK Buy-to-Let RMBS: Stabilising Credit, Broadening Issuance.
Participants agreed that the underlying market remains refinancing-led. Excluding product transfers, new…
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