KBRA attended the 2025 Mortgage Policy Summit on May 20 at the National Press Club in Washington, D.C. The event was co-hosted by the Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR). The summit was attended by regulators from 54 states and territories, as well as members of the residential mortgage industry and consumer advocates. The summit’s theme was “From Policy to Practice—The Evolution of Mortgage Oversight.” Panel discussions covered a range of topics, including regulatory developments, the rising cost of homeowners insurance, the use of technology in compliance and supervision, and other key issues. Keynote speakers included U.S. Congressman Mike Flood (R-NE) and Housing and Urban Development (HUD) Secretary Scott Turner.
The summit provided various insights into industrywide mortgage regulatory issues and challenges, several of which impact mortgage origination and servicing across the entire residential…