Report|18 Sep 2026

U.S. RMBS Credit Indices: August 2026

KBRA’s U.S. RMBS Credit Indices (KCIs) track early- (30-59 days), mid- (60-89 days), and late-stage (90+ days) delinquencies, observed modifications, prepayment speeds, and other performance metrics across five major RMBS 2.0 subsectors: prime, non-prime, low loan-to-value (LTV) credit risk transfer (CRT), high LTV CRT, and second liens, which include home equity lines of credit (HELOC) and closed-end second (CES) liens. As highlighted in our Second Lien Securitizations: HELOC and CES Deals Catch a 2.0 Wind research report, beginning this month, KBRA has added separate HELOC and CES indices alongside the combined HELOC/CES index to provide greater visibility into performance differences of these collateral subtypes.

The link to the data shown in this report and other index metrics can be found

About the RMBS KCI

KBRA’s U.S. RMBS Credit…

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