KBRA is pleased to launch the inaugural edition of its monthly U.S. Home Improvement Loan ABS Index, which provides insight into credit performance trends for outstanding securitizations backed by consumer home improvement1 loans. The index expands KBRA’s suite of U.S. Structured Finance Performance Indices, which track securitized credit performance across a range of sectors, including auto loans, equipment loans and leases, marketplace consumer loans, solar loans, and residential mortgages.
Index Construction
KBRA’s U.S. Home Improvement Loan ABS Index tracks credit performance metrics for outstanding securitizations backed by consumer loans used to finance home improvement projects. As of May 2026, the index included 34 securitized collateral pools with an aggregate outstanding loan balance of $8 billion. The index population had a weighted average FICO score of 753, a weighted average…
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