Press Release|CMBS

KBRA Upgrades Three Ratings and Affirms All Other Ratings for FREMF 2018-K80

24 Jan 2025   |   New York

Contacts

KBRA upgrades the ratings of three classes and affirms all other outstanding ratings for FREMF 2018-K80, a $1.3 billion CMBS multi-borrower transaction. All loans were originated in conjunction with the Federal Home Loan Mortgage Corporation’s (Freddie Mac) K-Deal program. The rating actions follow a surveillance review of the transaction, which has exhibited an overall improvement in credit metrics since KBRA's last ratings change. In addition, the rating actions reflect transaction deleveraging from loan defeasances and amortization.

As of the December 2024 remittance period, there is one specially serviced loan (6.5% of the pool balance) which is 90+ days delinquent. KBRA has identified three loans (12.1%) as K-LOCs, including the specially serviced asset. These include:

Two top 10 loans:

  • Riverfront Towers (2nd largest, 6.5%, 7.5% estimated loss severity)
  • The Village Crossed Loan Portfolio (3rd largest, 5.0%)

The remaining K-LOC does not have an estimated loss and represents 0.6% of the pool.

Excluding the K-LOC with an estimated loss, the transaction’s WA KLTV is 98.8%, compared to 122.0% at KBRA's last ratings change, and 117.9% at securitization. The KDSC is 1.52x, compared to 1.29x at KBRA's last ratings change and 1.34x at securitization.

Details concerning the classes with ratings changes are as follows:

  • Class A-M to AA+ (sf) from AA- (sf)
  • Class B to A (sf) from A- (sf)
  • Class C to BBB (sf) from BBB- (sf)

To access ratings and relevant documents, click here.

Click here to view the report.

Related Publication

Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1007744

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