Report|1 Sep 2026

CMBS Loan Performance Trends: August 2026

The 30+ day delinquency rate among KBRA-rated U.S. private label commercial mortgage-backed securities (CMBS) decreased 22 basis points (bps) to 7.6% in August from 7.8% in July, while the distress rate (reflecting delinquent plus current-but-specially-serviced loans) climbed 24 bps.1

Loans totaling $1.9 billion were newly added to the distress rate, of which 77.7% ($1.5 billion) involved imminent or actual maturity default. The office sector experienced the highest volume of newly distressed loans (47.6%, $900.9 million), followed by mixed-use (21.7%, $410.2 million) and retail (17.8%, $336.4 million).

In this report, KBRA provides observations across our $343.4 billion rated universe of U.S. private label CMBS, including conduits, single-asset single borrower (SASB), and large loan (LL) transactions. These transactions collectively are collateralized by $8.9 billion fully defeased and $334.6 billion non-fully defeased loans. All the rates…

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