Press Release|CMBS

KBRA Downgrades Two Ratings And Affirms All Other Ratings for MSBAM 2015-C26

4 Oct 2024   |   New York

Contacts

KBRA downgrades the ratings of two classes of certificates and affirms all other outstanding ratings of MSBAM 2015-C26, an $865.3 million CMBS conduit transaction. The rating actions follow a surveillance review of the transaction, which has exhibited a worsening in pool performance KBRA's last ratings change in October 2020. The rating actions also reflect KBRA’s estimated losses for three K-LOCs (12.7%) and the resulting loss adjusted C/E levels.

As of the September 2024 remittance period, one loan (11.1%) is specially serviced. KBRA identified 10 K-LOCs (43.4%), including the specially serviced asset. These include six top 10 loans (39.0%):

  • 535-545 Fifth Avenue (largest, 12.7% of the pool balance)
  • Herald Center (2nd largest, 11.1%)
  • Palmer Center (4th largest, 7.1%, 19.9% estimated loss severity)
  • Skylight Office Tower (5th largest, 2.9%, 42.8%)
  • Market Square Plaza (6th largest, 2.7%, 7.6%)
  • Coastal Equities Retail Portfolio (7th largest ,2.5%)

The remaining four K-LOCs represent 4.5% of the pool balance and do not have estimated losses.

The transaction’s WA KLTV is 83.8%, compared to 93.1% at last review and 98.3% at securitization. The KDSC is 1.99x, compared to 1.92x at last review and 1.81x at securitization.

Details concerning the classes with rating changes are as follows:

  • Class E to BB- (sf ) from BB (sf)
  • Class F to B (sf) from BB- (sf)

To access rating and relevant documents, click here.

Click here to view the report.

Related Publication

Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

Doc ID: 1006267

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