Press Release|ABS

KBRA Assigns Preliminary Ratings to Subway Funding LLC, Series 2024-3

3 Sep 2024   |   New York

Contacts

KBRA assigns preliminary ratings to Subway Funding LLC, Series 2024-3 (Subway 2024-3). Subway 2024-3 represents Subway Worldwide Inc.’s (Subway or the Company) third securitization following the establishment of the master trust in June 2024. In conjunction with the issuance of the Series 2024-3 Notes, KBRA anticipates affirming the ratings on the Issuer’s outstanding notes. The ratings are consistent with the results of our cash flow analysis following the addition of the Series 2024-3 Notes.

Founded in 1965, Subway is the largest franchisor in the limited-service restaurant category in the United States by unit count and is known for its customizable sandwiches. As of June 25, 2024, the system is 100% franchised and the Company had approximately 19,843 domestic locations in 50 states and DC and approximately 16,000 non-U.S. locations in over 90 countries and territories, of which 14,635 locations are being contributed to the trust. As of the last twelve-month period ended June 30, 2024 (LTM Q2 2024), the company’s revenue-generating assets produced approximately $16.6 billion in system-wide sales. Subway 2024-3 marks the first inclusion of 14,365 non-U.S. locations into the Subway Funding LLC master trust, amounting to 42.4% of the system’s total store count.

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Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

Doc ID: 1005738

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