QCR Holdings, Inc. (NASDAQ: QCRH) (“the company”) is a $9.6 billion-asset multi-bank BHC headquartered in Moline, IL, with 36 locations across six Midwestern regions. The subsidiary banks (“the banks”) maintain leading deposit market shares in their respective operating areas and offer an array of lending and deposit products and services, in addition to trust and investment management ($7 billion AUM), with specialized activities in low-income housing tax credit (LIHTC) financing, correspondent banking, and municipal finance (investment and lending). Each bank has its own leadership team, including a distinct board of directors. Investment and risk management decisions are centralized at the BHC.
The consolidated loan book historically is commercial oriented (68% of total loans as of 3Q25), with C&I, construction and land development, and NOO CRE constituting 24%, 22%, and 15% of CRE total loans, respectively. Multifamily and residential loans…
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