Press Release|Structured Credit

KBRA Affirms Two Ratings for Insurance Private Credit III LLC

26 Jun 2025   |   New York

Contacts

KBRA affirms the ratings for two classes of notes of Insurance Private Credit III LLC (“IPC III LLC”).

Insurance Private Credit III LLC is a max $663.0 million delayed-draw middle market direct lending facility managed by Goldman Sachs Asset Management, L.P. (“GSAM” or “the collateral manager”). The facility closed on June 24, 2024, and has approximately 1.2 years remaining in the commitment period/reinvestment period. The delayed-draw notes are drawn pro-rata to originate a portfolio of primarily middle market senior secured term loans to corporate borrowers.

As of the May 2025 trustee report, the reported aggregate principal balance of the collateral obligations, excluding the undrawn commitments or revolving and delayed drawn collateral obligations, is $380.3 million, with $11.5 million in the principal collection account. The portfolio comprises of 47 obligors. The Class A Notes and Class B Notes balance are both currently 58% drawn of their maximum commitments. The Class A and Class B O/C are at 143.0% and 118.2% respectively.

KBRA’s rating on the Class A Notes considers the timely payment of interest and ultimate payment of principal by the applicable stated maturity date, while the rating on the Class B Notes considers the ultimate payment of interest and principal by the applicable stated maturity date. The surveillance analysis used information from the trustee report dated as of May 5, 2025, and reflects the distributions that occurred through the April 2025 payment date. All Note shave received timely interest distributions since the transaction closed.

To access ratings and relevant documents, click here.

Click here to view the report.

Related Publication

Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1010139

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