Press Release|Insurance

KBRA Places Ratings of Prosperity Group Holdings, LP and Subsidiaries on Watch Developing Following the Announcement of Transaction with JAB Holding Company

6 Feb 2025   |   New York

Contacts

KBRA places on Watch Developing its Issuer rating of BBB- for Prosperity Group Holdings, LP (PGH), and the A- insurance financial strength ratings (IFSRs) of its subsidiaries Prosperity Life Assurance Limited, Shenandoah Life Insurance Company, SBLI USA Life Insurance Company, Inc., S.USA Life Insurance Company, Inc., National Western Life Insurance Company and Ozark National Insurance Company.

The Watch Developing status reflects uncertainty with respect to the near-to-medium term impact of the pending acquisition of Prosperity on its financial position, projected results, risk profile and business strategy in the wake of the announcement that JAB Holding Company (“JAB”) will be acquiring Prosperity Life Group (“Prosperity”) from Elliott Investment Management. Prosperity is comprised of the Prosperity Life Group Insurance Companies and Prosperity Asset Management. JAB is an investment holding company that invests in insurance and consumer-focused industries with attractive long-term dynamics, including strong growth prospects, attractive margin and cash flow characteristics, and proven resiliency. JAB’s portfolio investments span various sectors, including coffee and beverages, beauty, indulgence, fast casual restaurants, pet care and pet insurance. The announced transaction with Prosperity marks the signing of JAB’s first major transaction as it launches its strategy to build a global insurance ecosystem. As of YE2023, JAB had over $50 billion in managed capital. The transaction is subject to insurance regulatory approvals and is expected to close in the second half of 2025.

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Methodologies

Disclosures

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

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Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1007902

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