Report|8 Oct 2025

Private Credit: First Brands, Public Credit’s Concern

Despite widespread media coverage, KBRA notes that private credit’s exposure to First Brands Group LLC is minimal. Our analysis also indicates that none of the company’s nearly $6 billion in broadly syndicated loans (BSL) were originated by any private credit direct lending platforms.

In addition to its term loans, the company’s bankruptcy petition revealed a further $2.3 billion in off-balance sheet obligations, nearly $600 million in asset-based loans from a bank, and over $800 million in supply chain financing owed to 30 unsecured creditors—primarily trade and commercial finance companies, banks, hedge funds, and other operating businesses (see Appendix for a capital structure breakdown). Overall, private credit firms had only limited exposure across the company’s more than $9 billion in debt.

Private Credit’s Minimal Exposure

The only KBRA-rated vehicles with direct exposure to First Brands’ debt were four business…

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