Press Release|Insurance

KBRA Places Ratings of SILAC Insurance Company and Sterling Investors Life Insurance Company on Watch Developing Following the Announced Transaction with Hildene Capital Management

10 Dec 2025   |   New York

Contacts

KBRA places on Watching Developing the insurance financial strength ratings (IFSRs) of SILAC Insurance Company and Sterling Investors Life Insurance Company (collectively, SILAC). The Watch Developing status reflects some uncertainty regarding the near- to medium-term impact of the pending acquisition of their ultimate parent, SILAC Inc., by Hildene Capital Management, LLC, (together with its affiliates, "Hildene"), following the signing of a definitive agreement. The transaction, expected to close in mid-2026, could provide strategic benefits under Hildene’s ownership, including enhanced investment and reinsurance alignment.

Hildene is a credit-focused alternative asset manager with more than $18 billion in assets under management and an expanding insurance solutions platform that includes its affiliated reinsurer, Hildene Re SPC, Ltd. Public announcements indicate that SILAC would become a core component of Hildene’s broader insurance strategy, extending the firms’ existing investment and reinsurance relationships. The acquisition remains subject to required regulatory review.

To access ratings and relevant documents, click here.

Methodologies

Disclosures

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1012652