Origin Bancorp, Inc. (NYSE: OBK) (“the company”) is the BHC for its main subsidiary, Origin Bank (“the bank”), which operates 56 branches across five states in the southern U.S., including a presence in TX, LA, MS, AL, and the FL-Panhandle. OBK reflects one of the leading deposit market shares in its home state of LA among locally headquartered banks, but a majority of the growth in recent years has been in demographically attractive TX markets, notably DFW and Houston. OBK’s strategy has been focused on organic growth, supplemented by opportunistic acquisitions including whole bank and insurance agencies. The most recent bank transaction closed in 2022 with the acquisition of BT Holdings, Inc., bolstering market share in TX – as of YE25 the state represents 71% of loans and 52% of deposits. Otherwise, OBK had been more focused on expanding existing markets and growing into new markets through team lift-outs and will look to capitalize on growth…
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