Company Profile
- Veritex Holdings, Inc. (NASDAQ: VBTX) (“the company”) (est. 2009) is the bank holding company for Veritex Community Bank (“the bank”), a commercially focused bank primarily serving the Dallas-Fort Worth and Houston MSAs. In addition to traditional commercial banking products and services, VBTX has several national lending segments including mortgage warehouse, lender finance, specialty finance, and USDA and SBA lending programs that serve as complementary lending products to VBTX’s commercial centric operating model.
- The commercially focused loan portfolio includes a well-diversified C&I loan book which totaled 22% of total loans at 1Q25 (includes owner-occupied CRE). VBTX also had a sizable lender finance portfolio ($2.1 billion, or 22% of total loans at 1Q25), including approximately $0.6 billion in mortgage warehouse lending, with the bulk of the remaining non-depository finance lending to commercial finance companies. The C&I portfolio also…