Company Profile
- NBT Bancorp Inc. (NASDAQ: NBTB) (“the company”) is a diversified $13.4 billion-asset financial holding company headquartered in Norwich, NY. Through its lead subsidiary, NBT Bank, National Association (“the bank”), founded in 1856, the operating footprint spans across seven states, encompassing the heritage markets of Central and Upstate NY and Northern PA, as well as various rural or less urban MSAs across VT, MA, NH, ME, and CT. The expansion into New England stemmed from a de novo growth strategy that began in 2009, with much of the contemporary footprint sharing similar demographics as NBTB’s legacy markets.
- NBTB’s high touch relationship banking model reflects a balanced loan portfolio, a comparatively dense 154 branch network, and several complementary, yet higher scale fee verticals, including retirement plan administration, wealth management, insurance, and traditional merchant banking services. The loan portfolio reflects a diverse mix that…