Fidelity Financial Corporation (“FFC”, “Fidelity” or “the company”) is a privately-owned, $3.2 billion asset bank holding company headquartered in Wichita, Kansas. Founded by the Bastian family with a fourth-generation leadership, Fidelity has multi-decades of operating history focused on relationship-based community banking model. The primary subsidiary, Fidelity Bank, National Association (N.A.) (“the bank”), operates in Wichita, Oklahoma City, Tulsa, and Kansas City, supported by a network of 17 branches.
FFC remains focused on organic initiatives, with acquisitions placed on hold for the intermediate term. The company has adopted a strategic mandate to limit growth and maintain the balance sheet around the $3 billion level, allowing it to concentrate on improving profitability metrics and enhancing operational efficiency.
The bank maintains a commercial-centric lending profile, with commercial loans comprising 64% of the total loan…
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