Eagle Bancorp, Inc. Surveillance Report

Company Profile

Eagle Bancorp, Inc. (NASDAQ: EGBN) (“the company”) is a $10.6 billion asset Bethesda, MD-based BHC that emphasizes relationship-based commercial lending in the Washington, D.C. MSA, including Northern Virginia and Montgomery County, MD.
The company’s primary subsidiary, EagleBank (“the bank”), operates a branch lite model with 12 branches and 4 lending offices throughout its operating footprint and holds a top 10 deposit market share position in the DC MSA.
As a commercially centric lender, EGBN’s $7.7 billion loan portfolio is centered in investor CRE (including multifamily), representing 68% of loans, and C&I lending (including owner-occupied CRE), representing 24% of loans, followed by C&D accounting for 22% of loans, as of 2Q25. EGBN has sizable exposure to Office loans at 13% of total loans concentrated in the DMV area that includes 2% owner-occupied office loans.

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