Report|18 Jun 2025

The ANB Corporation Surveillance Report

Company Profile

  • Founded in 1875, privately-owned The ANB Corporation (“ANB” or “the company”) is the bank holding company for lead bank subsidiary, The American National Bank of Texas (“the bank”). The bank operates in 27 locations, throughout north central Texas (headquartered in Terrell, TX) and in the Dallas/Fort Worth MSA with a customer base of individuals, municipalities, and corporations. The company has primarily grown through strategic acquisitions (10) and de novo branch openings to further expand its presence into East Dallas markets.
  • ANB’s loan portfolio is commercially focused with the leading segment in C&I representing 27% of total loans (including OOCRE) followed by investor CRE, including multifamily, at 27% of total loans. The remainder of the portfolio is made up of residential mortgage and C&D lending representing 22% and 14% of total loans, respectively, as of 1Q25.
  • Complementing the traditional relationship banking oriented retail…
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