Press Release|Insurance

KBRA Upgrades Rating for Fidus Re Ltd.'s Series 2021-1 Notes and Affirms Ratings for Series 2022-1 and 2025-1 Notes

14 Mar 2025   |   New York

Contacts

KBRA upgrades the long-term credit rating to AA+ from AA for Fidus Re Ltd's Series 2021-1 ("Fidus II") Class A Principal-at-Risk Variable Rate Notes, due January 11, 2033. Concurrently, KBRA affirms the AA long-term credit rating for Fidus Re Ltd's Series 2022-1 ("Fidus III") Class A Principal-at-Risk Variable Rate Notes, due January 11, 2035, and Series 2025-1 Class ("Fidus IV") A Principal-at-Risk Variable Rate Notes, due January 8, 2037. The Outlook for the Series 2021-1 Notes is revised to Stable from Positive following the upgrade, while the Outlook for the Series 2022-1 and 2025-1 Notes remains Stable.

The upgrade for Fidus II primarily reflects actual amortization of the financial guaranty portfolio exceeding the scheduled amortization at transaction issuance, reducing the likelihood or probability that modeled stress losses will exceed the attachment point, in KBRA’s opinion, even at a higher confidence interval. Additionally, stress losses reflect the favorable impact of insured exposure rating migration, which has trended upward since issuance. All else equal, insured portfolio amortization reduces credit risk exposure and modelled stress losses. For Fidus II, projected aggregate annual loss payments over the remaining Risk Period at the confidence level corresponding to a AA+ rating remain below the attachment point with a comfortable margin remaining.

The ratings on Fidus III and Fidus IV reflect that projected aggregate annual loss payments over the remaining Risk Period at the AA rating confidence level remain below the attachment points with a comfortable margin remaining.

To access ratings and relevant documents, click here.

Click here to view the report.

Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1008556

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