Bar Harbor Bankshares Surveillance Report

Company Profile

Bar Harbor Bankshares (NYSE American: BHB) (“Bar Harbor” or “the company”), headquartered in Bar Harbor, Maine, is the $4.7 billion asset-bank holding company of Bar Harbor Bank & Trust (“the bank”), with origins dating back more than 135 years. The company maintains a branch network of over 50 locations across Maine, New Hampshire, and Vermont, in many rural markets traditionally driven by tourism, agriculture, and small to mid-sized businesses. BHB offers trust services ($3.4 billion in AUM), treasury management, customer derivatives, and secondary market mortgage sales to complement its traditional retail and commercial banking products.
Bar Harbor has supplemented organic growth with strategic M&A, most recently through the $675 million acquisition of Guaranty Bancorp, Inc. which closed in 3Q25 and expanded the company’s presence in New Hampshire, particularly in the Lebanon-Claremont MSA. This transaction enhances commercial growth…

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