Press Release|Structured Credit

KBRA Affirms the Ratings for Alesco Preferred Funding X, Ltd.

1 May 2025   |   New York

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KBRA affirms the ratings to six classes of notes issued by Alesco Preferred Funding X, Ltd. (“Alesco X”), a cash flow collateralized debt obligation (“CDO”) managed by Hildene Collateral Management Company, LLC (“Hildene”).

Alesco X is a CDO of TruPS securities, surplus notes, and sub debt issued by community and regional banks and their holding companies along with insurance companies and their holding companies. The K-WARF of the portfolio is 446, which is within the BB+ to BBB- category. Alesco X is a static transaction and does not allow for any reinvestments.

The performing portfolio at initial rating consisted of 35 obligors with a total collateral par value of $372.5 million and liabilities of $469.0 million. It now contains 32 obligors with a total performing par value of $358.5 million and liabilities of $458.9 million while $67.1 million of defaults were recognized as of the latest portfolio date.

The Class A Overcollateralization Ratio is now 217.03%, compared to 209.3% at initial rating in 2024, while it has paid down $14.0 million of Class A-1 to a Note Factor of 7.79%, as well as $0.2 million of Class C-1 and Class C-2 deferred interest. Overall, the liabilities dropped by $11.7 million while there was an increase in deferred interest of $2.3 million since last year’s rating analysis. The decrease in the Note balances can be attributed to the underlying asset prepayments. The deal maturity is on 23 Sep 2036. KBRA first rated the transaction on 20 May 2024

Since last year, the K-PD, which adjusts for the asset tenor, decreased from 11.1% to 8.7% while the WAL decreased from 11.6 to 10.6 years.

Kroll Bond Rating Agency’s (KBRA) ratings on Class A1, Class A2A, and Class A2 Notes represent timely payment of interest and ultimate payment of principal by the applicable stated maturity date. KBRA’s rating on the Class B, C1 and C2 Notes considers the ultimate payment of interest and principal by the applicable stated maturity date.

To access ratings and relevant documents, click here.

Click here to view the report.

Related Publication

Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1009249

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