Press Release|CMBS

KBRA Affirms All Ratings for MSCI 2015-UBS8

4 Oct 2024   |   New York

Contacts

KBRA affirms all of its outstanding ratings for MSCI 2015-UBS8, a $644.7 million CMBS conduit transaction. The affirmations follow a surveillance review of the transaction, which has exhibited a slight worsening in pool performance since KBRA’s last ratings change in October 2022, due an increase in realized losses as well as estimated losses. However, the magnitude of the changes do not warrant rating adjustments at this time.

As of the September 2024 remittance period, there are three specially serviced assets (4.8%), of which one (1.2%) is 90+ days delinquent. KBRA identified nine loans (29.5%) as K-LOCs, which includes four of the top 10 loans (23.1%):

  • 525 Seventh Avenue (3rd largest, 10.1% of the pool balance, 14.8% loss severity)
  • Grove City Premium Outlets (4th largest, 6.2%, 17.4%)
  • Gulfport Premium Outlets (5th largest, 3.7%, 11.6%)
  • Holiday Inn Express – SFO (6th largest, 3.1%, 56.9%)

The remaining five K-LOCs do not have estimated losses and represent 6.4% of the pool balance.

Excluding K-LOCs with estimated losses, the transaction’s WA KLTV is 91.1%, compared to 102.6% at last ratings change and 100.6% at securitization. The KDSC is 1.85x, compared to 1.58x at last ratings change and 1.73x at securitization.

To access rating and relevant documents, click here.

Click here to view the report.

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Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

Doc ID: 1006266

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