Press Release|CMBS

KBRA Affirms All Ratings for BANK 2020-BNK25

16 Jan 2025   |   New York

Contacts

KBRA affirms all of its outstanding ratings for BANK 2020-BNK25, a $1.6 billion CMBS conduit transaction. The affirmations follow a surveillance review of the transaction, which has exhibited overall stable pool performance compared to securitization.

As of the December 2024 remittance period, there are no delinquent or specially serviced loans; however, KBRA identified two K-LOCs (5.2%), including one top 10 loan:

  • 1412 Broadway (7th largest, 4.5% of the pool, 25.0% estimated loss severity)

The remaining K-LOC represents 0.7% of the pool and does not have an estimated loss.

Excluding the K-LOC with an estimated loss, the transaction's WA KLTV is 89.4%, compared to 87.7% at last review and 85.8% at securitization. The WA KDSC is 3.39x, compared to 3.43x at last review and 3.31x at securitization.

To access ratings and relevant documents, click here.

Click here to view the report.

Related Publication

Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1007619

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