Your Credit Calculator. Powered by KBRA.
Score the companies underlying your CLO, fund or other structured finance transaction with K-CST, a trusted, self-service credit assessment tool from KBRA.
Have the financials? Put them to work.
Developed for Credit Professionals Across the Investment Lifecycle
Private Credit & Direct Lenders
Determine the credit profile of your middle-market investments and monitor them in real-time over their lifecycle.
CLO Managers
Evaluate underlying borrowers and portfolios with a consistent analytical framework that supports portfolio analysis and can serve as an input into other KBRA tools, including K-SIM.
Rated Note Feeder Managers
Assess the obligors supporting an RNF issuance and re-run the analysis as your assets mature and the pool evolves over the life of the structure.
Leveraged Finance & Loan Market Participants
Analyze individual credits using standardized metrics and a repeatable framework to support origination, underwriting, and ongoing credit review.
Score It Yourself.
The Methodology Is Built In
Put KBRA’s established corporate credit approach to work without developing your own.
No Model to Build
Go from company financials to standardized credit metrics and an assessment in one tool.
Deterministic by Design
Apply the same analytical approach as you evaluate different companies and transactions.
You Put It to Work
Assess a new credit, revisit updated financials or test changing assumptions whenever you need another view.
Enter. Calculate. Assess.
Input Key Financials
Enter historical or projected financials — balance sheet, income and cash flow statement—directly into a structured grid or via bulk Excel upload.
The same core inputs are used across every credit, to standardize results.
Calculate Key Credit Metrics
See performance based on industry-standard credit ratios—including Debt/EBITDA, EBIT Margin, FCF/Debt and more.
Color-coded outputs make it easier to identify the financial factors driving the assessment.
See the Assessment Respond
As you enter or update financial data, credit metrics and the Estimated KBRA Assessment recalculate instantly.
Change the inputs and see the results respond in real time.
Request Complimentary Access
Connect with a KBRA representative to discuss fit, onboarding and sample use cases.
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