Press Release|CMBS

KBRA Upgrades Two Ratings and Affirms All Other Ratings for CSAIL 2015-C4

10 Oct 2024   |   New York

Contacts

KBRA upgrades the ratings of two classes and affirms all other outstanding ratings of CSAIL 2015-C4, a $796.5 million CMBS conduit transaction. The rating actions follow a review of the transaction and reflect the deleveraging of the transaction from loan payoffs, amortization, and defeasances, as well as the positive maturity profiles of a majority of the remaining loans, all of which mature between June 2025 and November 2025.

As of the September 2024 remittance report, there is one (0.7%) specially serviced asset, which is 90+ days delinquent. KBRA identified five K-LOCs (7.2%), including the specially serviced asset, none of which have estimated losses. These include one top 10 loan:

  • Aloft Hotel - Downtown Denver (6th largest, 2.4%)

The transaction's WA KLTV is 83.3%, compared to 91.2% at last review and 105.6% at securitization. The KDSC is 2.21x, compared to 1.92x at last review and 1.61x at securitization.

Details concerning the classes with ratings changes are as follows:

  • Class B to AA (sf) from AA- (sf)
  • Class C to A (sf) from A- (sf)

To access rating and relevant documents, click here.

Click here to view the report.

Related Publication

Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

Doc ID: 1006320

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