Press Release|Structured Credit

KBRA Affirms the Ratings for Trapeza CDO XIII, Ltd.

8 Oct 2025   |   New York

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KBRA affirms the rating to eight classes of notes issued by Trapeza CDO XIII, Ltd and Trapeza CDO XIII, Inc. (“Trapeza XIII”), a cash flow collateralized debt obligation (“CDO”) managed by Hildene Collateral Management Company, LLC (“Hildene”).

Trapeza XIII is a CDO of TruPS securities, surplus notes, and sub debt issued by community and regional banks, insurance companies and their holding companies. The K-WARF of the portfolio is 747, which is within the BBB- to BB+ category. Trapeza XIII is a static transaction and does not allow for any reinvestments.

The portfolio at initial rating consisted of 35 assets from 34 obligors with a total collateral par value of $427.9 million and liabilities of $503.9 million. It now contains 34 obligors with a total performing par value of $426.6 million and liabilities of $505.0 million while $44.0 million of defaults were recognized as of the latest portfolio date.

Total liabilities increased by a net $1.1 million reflecting $7.8 million in Class E, F and G additional deferred interest, $5.4 million decrease in Class D deferred interest balance in accordance with the Interest Priority of Payments. There is no excess interest after paying Class D deferred interest balance to cure the failing Class E coverage test resulting in the increased Class E, F and G deferred interest balance. Additionally, $1.3 million in asset prepayment proceeds was used to pay down Class A-1 in accordance with the Principal Priority of Payments. The deal maturity is November 9, 2042. Since last year, the K-PD, which adjusts for the asset tenor, remained at 14.4% as the WAL change from 12.9 to 11.9 years.

We first rated the transaction with portfolio date on 1 August 2024 and it closed on 15 August 2007. The deal maturity is on 9 November 2042.

KBRA's ratings on Class A-1, A-2A, A-2B and A-3 Notes represent timely payment of interest and ultimate payment of principal by the applicable stated maturity date. KBRA’s rating on the Class B, C-1, C-2 and D Notes considers the ultimate payment of interest and principal by the applicable stated maturity date.

To access ratings and relevant documents, click here.

Click here to view the report.

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Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1011669