Turn Bank Data Into Strategic Intelligence
Streamline peer benchmarking and access counterparty risk scores across 10,000+ U.S. banks and credit unions in one central platform
KFI: Bank and Credit Union Data Platform for Peer Benchmarking & Counterparty Risk
An overview of KBRA Financial Intelligence (KFI): A financial data platform covering 10,000 banks and credit unions.
10,000
U.S. Banks and Credit Unions Covered
500,000+
KFI Scores Since Q1 2013
35+
Years of Regulatory Data Available
100s
of Research and Insights Pieces
Comprehensive Financial Intelligence Platform
KFI’s web application and Excel add-in are used by depository institutions, investors, insurers, government agencies, and corporates to streamline workflows across performance benchmarking, monitoring investment and credit portfolios, and evaluating banking relationships.
Peer Benchmarking Across 10,000 Institutions
Benchmark performance against peers and the broader industry.
Monitor subordinated debt portfolios and evaluate new investment opportunities.
Utilize pre-canned templates across loans, securities, and deposit composition to identify growth opportunities.
Evaluate M&A opportunities with side-by-side peer context.
Prepare for board and executive meetings with clear, shareable insights.
Evaluate Counterparty Risk and Monitor Banking Relationships
Assess deposit relationships for concentration, exposure, and stability.
Evaluate correspondent banking partners for credit, liquidity, and operational risk.
Use KFI Scores as acceptance criteria for Fannie Mae, Freddie Mac, and Ginnie Mae.
Set collateral eligibility and premium rates with transparent, data-driven rules.
Analyze subordinated debt to monitor credit quality, pricing, and performance.
KFI in Action
Get an exclusive view inside KBRA Financial Intelligence with a short platform walkthrough, demonstrating how you’ll rapidly navigate our intuitive Web Application and Excel Add-In to quickly surface insights, compare institutions, and stay ahead of market developments.
Data Coverage
KFI is used by professionals across departments, including FP&A, treasury, credit risk management, underwriting, commercial lending, actuary, and document custody compliance teams.
Proprietary KFI Scores
Independent and unbiased financial assessment scores for all U.S. banks and credit unions, published quarterly for nearly 10,000 institutions and based on three quantitative models.
Over 96% of banks that failed since 2010 had a KFI Score of D or lower prior to the FDIC date of failure.
U.S. Bank and Credit Union Financials
Complete regulatory data for banks (including UBPR), bank holding companies, and credit unions.
GAAP fundamental data with loan portfolio dimensional details for public banks.
Supplemental Datasets
M&A data for financial institutions
Summary of deposit data for banks
Enforcement actions issued by the FDIC, OCC, FRB, and NCUA
Community Reinvestment Act (CRA) ratings for banks
Macroeconomic data
Demographic data
KFI Insights
Comprehensive research highlighting key banking industry trends and novel approaches to peer benchmarking using the KFI platform.
NEW: Demographic Datasets
KFI recently launched a suite of demographic dataset tools, enabling bank branch and deposit data to be cross-referenced with income, age, household size, and other datapoints across a range of geographies, including states, cities, counties, MSAs, and zip codes.
Delivery Channels and Features
KFI offers curated, customizable analyses to turn financial data into actionable insights via three delivery channels.
Web Application
Direct access to our complete data warehouse covering all U.S. banks and credit unions with supplementary datasets.
Company and M&A Screener to quickly build custom peer groups based on qualitative and quantitative criteria.
Two-page Snapshot Reports for nearly 10,000 regulated depositories.
KFI Score Sentiment Analysis Tool to understand key drivers of KFI Scores and changes over time.
Dynamic branch mapping tools overlayed with deposit market share analysis.
Embedded macroeconomic and demographic datasets to optimize tracking of local and national economic conditions.
Excel Add-In
Instantly pull data into spreadsheets using KFI’s powerful data wizard and simply hit “refresh” to update data.
KFI Pro users have access to our comprehensive library of pre-built Excel templates covering peer comparison, deposit and loan compositions, securities portfolios, financial statements, and more.
The KFI team is always available to help build custom analyses or convert existing templates for clients.
Data Feeds
Custom data files delivered via SFTP and Snowflake Marketplace to power internal systems and visualization platforms.
Who KFI Serves and How
KFI is used by professionals across departments, including FP&A, treasury, credit risk management, underwriting, commercial lending, actuary, and document custody compliance teams.
Banks and Credit Unions
CFOs, controllers, and financial analysts use KFI to benchmark performance against peers and the broader industry, monitor subordinated debt portfolios, analyze deposit market share, complete Reg F reporting for correspondent relationships, and prepare board / executive reports.
Investment Firms
Fixed income and counterparty risk teams use KFI to determine the eligibility of banks and credit unions to participate in brokered CD programs and to monitor credit risk through KFI Scores.
Insurance Companies
Credit and surety underwriting teams use KFI to determine pricing, set premiums rates, and assess collateral adequacy.
Investment teams use KFI to set bank exposure guidelines, determine allowable counterparties, and comply with NAIC and/or internal credit risk frameworks.
Reinsurance and collateral management teams use KFI to assess trustee banks, evaluate LOC providers, and ensure collateral arrangements remain compliant and secure.
Corporates
Corporate treasury teams use KFI for deposit and cash placement decisions, managing liquidity, and ongoing monitoring of banking relationships.
Governments
State Treasurer offices use KFI to determine eligibility for brokered CD programs, set thresholds for institutions that can hold deposits of government agencies, and monitor banks and credit unions with a physical presence in the state or region.
Government-Sponsored Enterprises
Credit risk teams use KFI Scores as an independent benchmark to validate internal ratings and/or fill coverage gaps.
Freddie Mac, Fannie Mae, Ginnie Mae, and FHLBs use KFI Scores as eligibility criteria for lending programs.
Our Team
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