KFI Insights
Showing 1 - 25 of 209
11 Mar 2026 | Banks | Credit Unions | BHCs
KFI: Bank and Credit Union Data Platform for Peer Benchmarking & Counterparty Risk
An overview of KBRA Financial Intelligence (KFI): A bank and credit union risk platform for peer benchmarking.
11 Mar 2026 | Banks | BHCs | Employment
Latest Payrolls Data Suggests Bank Job Cuts May Continue
Finance industry payrolls and job openings have fallen over the past year, with bank employment being caught up in the decline.
3 Mar 2026 | Banks | Credit Cards
Credit Card Boom Slows as Borrower Quality Remains Resilient
Credit card balances grew more slowly in 2025, keeping overall utilization below 20%. A surplus if high quality borrowers supported a trend of declining delinquencies, though late-year acceleration in balance accumulation warrants monitoring.
25 Feb 2026 | Banks | Agriculture | CRE
Farm Debt on the Rise as Federal Aid Counters Rising Expenses
Rising federal payments to farms obscure weakening underlying profitability. Liquidity is tightening and debt burdens are on the rise, though delinquency tied to agricultural loans issued by U.S. banks has remained subdued thus far.
19 Feb 2026 | Banks | Mortgages
Home Sales Stumble as Bank Mortgage Lending Continues to Lag
Existing home sales fell to a 17-month low as mortgage loan growth has lagged the broader expansion of bank credit. Rising loan age and slower originations may be contributing to a gradual uptick in residential mortgage delinquency.
13 Feb 2026 | Banks | Deposits | M&A
KFI’s Quarterly Banking Overview: 4Q 2025
KBRA Financial Intelligence (KFI) provides a concise overview of changes to critical asset and funding metrics within the U.S. banking sector throughout the final quarter of 2025.
6 Feb 2026 | Banks | Community Banks | Public Policy
Key Federal Funding Preserved for Fast-Growing Banks Serving Minority Communities
The federal budget for fiscal year 2026 preserves key supplemental funding appropriations for hundreds of banks. Many of these institutions are majority-owned by minority individuals, have majority-minority boards, or primarily serve minority communities.
2 Feb 2026 | Banks | Community Banks | KFI Scores
First Bank Failure of 2026 is Largest in Almost Two Years
Metropolitan Capital Bank & Trust is the first U.S. bank to fail in 2026
22 Jan 2026 | Banks | BHCs | Stocks
Bank Stock Gains Fueled by Robust Lending Income
Bank shares outperformed broader equity indices last year. Improving net interest income and credit quality, as well as thinner allowances for credit losses, could further lift profitability and support increasing valuations.
16 Jan 2026 | Banks | Community Banks | Public Policy
Funds for Hundreds of Community Banks Hang in the Balance of U.S. Budget Talks
Community development financial institutions (CDFI) have grown strongly in recent years, but budget negotiations in Washington will be consequential for the level of federal support that they receive throughout 2026.
8 Jan 2026 | Banks | BHCs | Stocks
Bank Credit Quality in Focus Ahead of Earnings Season
The largest U.S. banks will soon report 4FQ 2025 earnings, aiming to extend a streak of strong net income growth. Improving loan growth has supported bank income, coinciding with a decline in loans considered “criticized” under credit quality standards.
7 Jan 2026 | Banks | Agriculture | Public Policy
Bank Director: Tariffs, Labor Shortage Squeeze Farmers’ Already-Tight Margins
KBRA Financial Intelligence data featured in Bank Director Magazine shows that significant inflationary pressures are pressuring American farmers, driving up costs and impacting agricultural lending.
18 Dec 2025 | Banks | Monetary Policy
Fed’s 2026 Forecasts Face Uncertain Leadership Transition
The Federal Reserve eased more aggressively in 2025 than it had previously projected. Traders expect a similar dynamic in 2026, as significant turnover in Fed leadership introduces added uncertainty to the policy outlook.
11 Dec 2025 | Banks | KFI Scores | Deposits
KFI’s Quarterly Banking Overview: 3Q 2025
KBRA Financial Intelligence (KFI) provides a concise overview of recent changes to critical asset, income, and funding metrics within the U.S. banking sector, as well as our proprietary KFI Scores, throughout 3Q 2025.
3 Dec 2025 | Credit Cards | Banks
Credit Card Growth Slows as Bank Focus Shifts to Quality
New credit card data indicates that growth in balances, outstanding accounts, and utilization rates has broadly softened throughout 2025. Delinquency has also fallen amid a strengthening of borrower quality and payment history.
1 Dec 2025 | Banks | Employment
American Banker: Bank jobs hit lowest level since prior to pandemic: Report
KBRA Financial Intelligence data featured in American Banker shows the number of commercial bank jobs have reached their lowest level since prior to pandemic
25 Nov 2025 | Banks | Employment
U.S. Employment Data Reveals Cuts to Banking and Finance Jobs
New U.S. payrolls data shows 2025 job gains in finance and insurance were wiped out in 3Q. That aligns with the latest employment figures reported by U.S. commercial banks, showing nearly 7,500 jobs lost throughout the past year.
19 Nov 2025 | Banks | Mortgages
Mortgage Rates in Focus Amid Rebound in Home Purchases
Homebuyers took advantage of falling financing costs and moderating price increases in recent months, but an uptick in mortgage delinquency raises questions about whether borrowers will remain as reliable as they have been in previous years.
14 Nov 2025 | Banks | Agricultural | Public Policy
Agricultural Lending Rebounds as Government Shutdown Delays Farm Aid
Delayed aid payments and a temporary cessation of USDA loan activity due to the federal shutdown could have a lingering impact on banks’ agriculture lending data in 4Q 2025.
30 Oct 2025 | Banks | Deposits | Monetary Policy
Record Bank Deposits Reflect Fed’s Role in Reshaping U.S. Money Supply
With a new round of Fed rate cuts underway, more liquid components of the U.S. money supply may experience faster expansion. For banks, that means ongoing deposit growth could shift toward non-interest-bearing liabilities, helping to reduce funding costs.
23 Oct 2025 | Banks | BHCs | Employment | Stocks
Banks May Cut More Jobs in AI-Driven Workforce Realignment
The largest U.S. banks posted solid 3Q results, yet market volatility persists. Artificial intelligence-driven efficiency efforts impacting banks’ workforce realignment highlight how technology and business mix shifts may reshape the sector.
16 Oct 2025 | Digital Assets | Banks | Regulation
Stablecoin Banking Integration To Shake up Billions in Fee Income
Bank adoption of stablecoins could disrupt fee income from cards, wires, and account servicing while creating new opportunities in the custody business.
9 Oct 2025 | Banks | Autos
Bank Auto Lending Rebound Faces Hurdles on Price Hikes
U.S. auto loan growth has rebounded amid falling rates and a reduction in delinquency, but tariffs and reduced manufacturing levels may partly offset the benefit of easing financing costs.
29 Sep 2025 | Banks | Agricultural | Public Policy
Farm Lending Growth Slows Amid Federal Subsidy Surge
Direct farm payments from the federal government have quadrupled in 2025, which may be playing a role in agricultural lending growth sliding to a four-year low.
16 Sep 2025 | Banks | Monetary Policy
Fed Set to Shape Bank Profits With Rate and Economic Outlook
Renewed easing at the Federal Reserve could help to bolster a widening of banks’ lending profitability. Long-term yields have fallen recently, short-term yields have fallen more quickly, steepening the yield curve as loan growth touches a 3 year high.Showing 1 - 25 of 209
